E-technology in Agriculture finance system

Class - BA l st yr.

Subject - Agricultural Marketing & Finance in India

Subject type - Minor ll

By AP N Jaiswal

E-technology is transforming agriculture finance systems by leveraging digital tools to improve farmers' access to

credit, insurance, subsidies, and market information, promoting transparency and efficiency. Key applications include digital payments, data-driven credit risk assessment, and integrated online platforms.

Key E-Technology Applications in Agriculture Finance

• Direct Benefit Transfer (DBT):
• Digital Loan Data and Credit Access
• Data Analytics and AI
• Unified Farmer Service Platform (UFSP)
• Crop Insurance and Risk Management
• Online Marketplaces (e-NAM)
• Financial Inclusion Platforms
• Targeted Financial Support

Benefits

• Enhanced Transparency
• Improved Efficiency
• Better Decision Making
• Increased Financial Inclusion